Housing Assistance during the COVID-19 Crisis

Housing Assistance during the COVID-19 Crisis

Below are two important messages from CT United Way (2-1-1) about three (3) housing assistance programs now available across CT during the COVID-19 crisis. A brief summary follows, with details and links found below.

  • Free guidance and assistance regarding Rent and Evictions.  This free service is available from several nonprofit legal aid organizations in CT and they have pooled their information under one website, which is CTLawHelp.org.
  • The Temporary Rental Housing Assistance Program (TRHAP) – The State is now offering assistance to renters in order to prevent eviction actions.  This will address both the arrearage caused by income loss and/or greater expenses due to COVID-19 that have negatively impacted a household’s ability to pay their full monthly rent over the next number of months.   To determine if you qualify for Rental Housing assistance please CALL 1-860-785-3111.
  • The Temporary Mortgage Assistance Program (T-MAP) – The State is now offering a homeowner assistance program for low and moderate income households in Connecticut who are struggling to pay their mortgages due to the impact of the COVID-19 Pandemic. To determine if you qualify for Mortgage assistance please CALL 1-860-785-3111; (same number for both programs).  If you have a federally insured mortgage (from CHFA, FHA, VA, USDA) you are NOT eligible for this program, but have other options for relief, including forbearance or mediation. Please contact CHFA about their “Single-family Borrowers/Homeowners and Servicers“, or contact your lender or servicer directly.

Rent and Evictions during the COVID-19 Crisis

CTLawHelp.org was created by several nonprofit legal aid organizations whose shared mission is to improve the lives of Connecticut residents by providing free legal help to people with very low income.

An excerpt from CTLawHelp.org’s most recent guidance on Rent and Evictions during the COVID-19 Crisis can be found below.

Important reminder about evictions:

Landlords cannot start most new eviction cases until at least August 22, 2020. All ongoing eviction cases are on hold until further notice. If you already went to court and lost your eviction case, a marshal cannot physically remove you and your belongings until at least August 3, 2020.

This means:

·    you cannot be evicted right now, and

·    you do not have to move right now.

Your landlord also cannot ever:

·    lock you out,

·    remove your belongings,

·    cut off your utilities, or

·    refuse to make necessary repairs.

 

Important reminder about paying rent:

There is no July rent extension. July rent is due by its regular deadline. If you paid a security deposit that is more than one month’s rent, you can use the portion of your security deposit that is more than one month’s rent toward rent due between April and August.

If you asked your landlord for an extension on your May rent and your rent is due on the first of the month, you must pay your May rent on or before July 1.

If you do not pay July rent by your normal deadline, your landlord cannot start an eviction case for nonpayment until at least August 22. But your landlord may be able to charge you late fees if your lease says they can, and/or report your rent as late to a credit bureau or a tenant screening service.

If you cannot pay your June or July rent on time, talk to your landlord about your situation and ask to make a payment plan. Click HERE to download a letter you can use to tell your landlord in writing that you cannot pay rent for a reason related to COVID-19. If you are able to make a payment plan, try to get the agreement in writing and save a copy for your records.

Whether you pay your rent or not, your landlord cannot ever lock you out, physically remove you, or shut off your utilities. Your landlord must go through the eviction process in court in order to remove you from your apartment.

If and when you are able to pay some or all of your rent, we urge you to do so. You should also keep good records of all your payment, including the amount, date, and what the payment was for.

If you pay by cash, make sure to ask you landlord for a receipt (your landlord is required by law to give you one).

Visit https://ctlawhelp.org/en/evictions-during-coronavirus-crisis to learn more or to access this information in:

·    Español

·    Polski

·    Português

·    中文资讯

·    العربية

·    русском языке

·    한국어

 

Connecticut’s Temporary Housing Assistance Initiatives Operational!

On Wednesday, July 15, 2020, the State of Connecticut launched the Temporary Rental Housing Assistance Program and Temporary Mortgage Assistance Program to help renters and homeowners who have been impacted by COVID-19.

Temporary Rental Housing Assistance Program (TRHAP)

For information about how to apply and who is eligible for financial assistance click HERE. To download an informational flyer about the program, click HERE.

Temporary Mortgage Assistance Program (T-MAP)

For information about how to apply and who is eligible for financial assistance click HERE . To download an informational flyer about the program, click HERE.

To speak to a Call Center Representative to determine if you qualify for TRHAP or T-MAP assistance dial 1-860-785-3111.